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So, regulation and governance is slightly different for the two. It would be natural for new borrowers to prefer lenders offering home loans linked to an external benchmark. However, a large part.
This is the third time that DBS has changed the benchmark for their home loan rates. The previous packages were the FHR9, which used the 9-month S$ Fixed Deposit rate of 0.25%, and the FHR18, which.
But if you spent the $100,000 of home equity loan proceeds to buy or improve your first or second home, it may be a different story. If you have less than $900,000 of first-mortgage acquisition debt,
At first glance, this seemingly typical suburban home doesn’t appear any different to how it would normally look. But if you scan the image more carefully you should be able to pick out the clues.